Institutional Capital. Private-Market Speed.
TAILORED FINANCING SOLUTIONS FOR EVERY CLIENT'S NEEDS.Who We Are
Tactical Mortgage Investments (TMI) is a private mortgage lender and investment manager, part of the RFA group of companies. We provide residential and bridge financing solutions for clients who need speed, creativity, and certainty of execution.
With experience spanning over $20 billion in Canadian mortgages and real estate transactions, we combine institutional discipline with private-market agility to deliver a best-in-class experience for brokers and borrowers. Our platform offers a select network of brokerages exclusive access to top-tier private lending backed by stable, long-term capital.
Our Edge
Exclusivity
Exclusive access allowing for priority underwriting & funding for select brokers.
Execution
Streamlined processes with funding turnaround measured in days, not weeks.
Flexibility
Capped fees & flexible financing for complex borrower needs.
Transparency
No hidden costs, consistent pricing, clear commitments,
& broker-first alignment.
Lending Geography
PRIMARY FOCUS
Greater Toronto Area & surrounding markets. Select Tier 2 markets considered by exception
Product Suite Overview
First Mortgages
Purchase • Refinance • Equity Takeout
MAX LTV
Up to 80% (75% for condos)
RATES*
From 5.99%
FEES
From 1.00%
TERM OPTIONS
1-24 Months
LOAN SIZE
$100,000-$4,000,000
Second Mortgages
Purchase • Refinance • Equity Takeout
MAX LTV
Up to 75%
RATES*
From 8.99%
FEES
From 1.00%
TERM OPTIONS
1-23 Months
LOAN SIZE
$100,000-$2,500,000
Multi-Property
Multi-Property Financing
MAX LTV
Up to 75% Combined
RATES*
From 6.99%
FEES
From 1.00%
TERM OPTIONS
1-12 Months
LOAN SIZE
$100,000-$4,000,000
Submitting a Deal
Download our deal submission form to get started.
WAYS TO SUBMIT:
Get in touch.
Fill out the form below to connect with our team.
TM INVESTMENTS
145 King Street W, Suite 400
Toronto, ON
M5H 1J8